Other Account Types

AccountTypeOpening
Deposit
Minimum Balance/
Monthly Service Fees

Individual Retirement Accounts

Simple, flexible savings account$2,000$2,000 or $10 Monthly Service Fee

We offer three different types of Individual Retirement Accounts (IRAs): Traditional, Roth, and SEP. Each account offers a competitive variable market rate and an annual paper* or paperless statement.

*Paper statement fee applies for balances under $5,000. See our Fee Schedule for details.

CESA Education Accounts

Simple, flexible savings account$2,000$2,000 or $10 Monthly Service Fee

A Coverdell Education Savings Account (CESA) is a nondeductible savings account that features tax free withdrawals of contributions and earnings for a child’s education. Each account offers a competitive variable market rate and an annual paper* or paperless statement.

*Paper statement fee applies for balances under $5,000. See our Fee Schedule for details.

Health Savings Accounts

Interest earning checking$500$500 or $5 Monthly Service Fee

Used in conjunction with high-deductible insurance plans, Health Savings Accounts (HSAs) allow customers to save money for medical expenses free of taxes. HSA accounts feature a competitive market interest rate, an HSA Debit Card, and an annual paper* or paperless statement. These accounts are self-administered, meaning the bank does not track expenses or deposits on the customer’s behalf.

*Paper statement fee applies for balances under $5,000. See our Fee Schedule for details.

Montana Medical Savings Accounts

Simple, flexible accountDepends upon the account type chosen

Montana Medical Savings accounts allow customers to save for certain medical expenses with a reduced Montana State tax burden. These accounts are self-administered, meaning the bank does not track expenses or deposits on the customer’s behalf.

Certificates of Deposit

Time deposit account$2,000N/A

Also known as time deposits, certificates of deposit (CDs) are available with a variety of maturity terms to suit your financial needs. We offer competitive market rates. CDs are strong, safe investments.

Please visit one of our branch locations and a Customer Service Representative will be happy to assist you with opening your new CD, IRA, CESA, HSA or MT Medical Savings today!

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You are leaving the TrailWest Bank website. Please be aware that when you leave our website you will be going to sites that are beyond our control and standards. Websites to external URLs have their own privacy policies, and may collect data or solicit personal information.

You are leaving the TrailWest Bank website. Please be aware that when you leave our website you will be going to sites that are beyond our control and standards. Websites to external URLs have their own privacy policies, and may collect data or solicit personal information.

You are leaving the TrailWest Bank website. Please be aware that when you leave our website you will be going to sites that are beyond our control and standards. Websites to external URLs have their own privacy policies, and may collect data or solicit personal information.

You are leaving the TrailWest Bank website. Please be aware that when you leave our website you will be going to sites that are beyond our control and standards. Websites to external URLs have their own privacy policies, and may collect data or solicit personal information.

You are leaving the TrailWest Bank website. Please be aware that when you leave our website you will be going to sites that are beyond our control and standards. Websites to external URLs have their own privacy policies, and may collect data or solicit personal information.